Debt

Collection

Efficient and compliant debt recovery — delivered with professionalism and care that protects your brand

UK small businesses are currently owed £23.4 billion in late payments

(Source: Federation of Small Businesses, 2023)

Outsourcing collections can reduce internal admin time by up to 50%

(Source: McKinsey & Co.)

30% of UK SMEs say cash flow issues from unpaid invoices threaten their survival

(Source: Simply Business)

The average SME in the UK is waiting on 5 overdue invoices at any given time, totaling over £8,000

(Source: QuickBooks UK, 2022)

Our vision

At Desk Masters, our specialists bring courtesy, professionalism, and brand aligned communication to every interaction. Trained in soft skills and tailored scripts, they handle everything from reminders to escalations, helping UK businesses recover unpaid invoices and reduce admin without adding pressure on internal teams

B2B Debt Recovery

  • Invoice chasing and overdue account reminders

  • Missed payment follow-ups (phone, email, SMS)

  • Account reconciliation and payment allocation support

  • Customer profiling and debt segmentation

  • Preparing case files for escalation to solicitors or DCAs

Debt Collection Solutions

B2C Debt Recovery (Unregulated)

  • Outbound and inbound recovery calls

  • Pre-due payment reminders to reduce defaults

  • Monitoring and updating payment arrangements

  • Basic skip tracing and contact verification

  • Multi-channel reminders (phone, SMS, email)

  • Recovery trend reporting and debtor behaviour insights

B2C Debt Recovery (FCA Regulated)

  • FCA-compliant customer contact (adhering to Conduct of Business rules)

  • Sensitive dispute handling and escalation support

  • Identifying and managing vulnerable customers fairly

  • Clear and transparent repayment communication

  • Setting up and maintaining affordable payment plans

  • Assisting with Income & Expenditure (I&E) completion to assess affordability

  • Ensuring treating customers fairly (TCF) principles are met

  • Maintaining accurate records for compliance and audit readiness

  • Adapting scripts and communication tone to align with FCA guidance

  • Protecting client brand reputation through ethical and professional engagement

60%

Our results

Save up to 60% on traditional UK staffing costs with Desk Masters

3x

Learn more about how Desk Masters improved response times to be 3x faster for this company

25 years

Find out how Desk Masters supported this company during their biggest operational surge in 25 years

What some of our clients are saying…

‘I was sceptical about offshore staffing, but Desk Masters proved their value’

Stephen, ASR Builder

‘Since bringing Desk Masters on board, we’re responding to customers faster and now have the headspace to focus on growth’

Mo, Computer Gallery

They saved. So can you

For decades, some of the UK’s largest companies — from telecoms to banking and retail, have outsourced to India to reduce costs and improve efficiency. At Desk Masters, we bring that same level of access to SME’s, helping you access highly skilled offshore talent through a streamlined, cost effective solution tailored for growing businesses.

Why UK businesses choose Desk Masters

Slash costs by up to 60%

We believe in providing high quality service at an accessible cost for your business

Flexible rolling contracts

At Desk Masters we understand that demand can fluctuate. We offer low commitment, flexible rolling monthly contracts that enable rapid scaling - both up and down

Headache free hiring

Enjoy a hands off hiring experience without losing oversight—our model keeps you in the driver’s seat whilst we handle the heavy lifting

Rapid onboarding

Go live in as little as 1 - 2 weeks with the support of our dedicated project managers. We move quickly to reflect your brand’s voice, values, and standard of service

We help you scale smarter, not harder …

Cost category

Gross salary

Employer NI contribution (15%)

Pension contribution (3%)

Holiday pay (28 days incl bank holidays)

Equipment (laptop, headset, set up)

Office space (utilities/office space, per head)

HR + payroll admin

Recruitment (agency/ads/internal cost)

Onboarding/training/retention

5% average annual UK bonus (pro rata)

Total estimated monthly cost:

Lowest cost UK hiring scenario

£2,300

£245

£69

£214

£60

£50 (depreciated)

£100

£100

£75

£115

£3,581

Desk Masters solution

Included

Included

Included

Included

Included

Included

Included

Included

Included

Included

*Save up to 60%

Business Ready Equipment

At Desk Masters, our agents come fully equipped to work for you. From Laptops to headsets - we’ve got it covered

Live performance tracking

We stay involved with regular check ins to ensure continuous improvements to your workflow

Introduce new channels 

At Desk Masters we can help you expand your reach with ease. Add voice, chat, email, or social channels to your customer support mix, anytime and at no extra cost

Seamless integration

We quickly integrate with your CRM, live chat, help desk or communication platforms - no disruption to your workflow

Compliance & security first

Your data is protected with industry leading security protocols and strict compliance standards

Continuity you can count on

Backup agents trained on your account to ensure no service interruptions, even during agent switch over

Late payments holding you back? We provide the people to help you get back on track